Methodology
Methodology
An integrated, evolving and defensible model.
01
Guiding principles
Risk is multidimensional, not static, assessment alone is not enough, transparency matters, and client-level personalization must preserve methodological coherence.
02
Risk components
Personal profile, exposure profile, driving performance and GDE form a balanced and defensible model.
03
Triggers and policies
Organizational rules may impose minimum levels, temporary penalties or mandatory actions, always in a transparent and auditable way.